Q: Where can I get help filing my taxes for free?
A: Tax season can be overwhelming. Having a reliable place to go for help is important. Thankfully, there are free and trustworthy programs available for seniors aged 60 or older, and to anyone with an income of $60,000 or less, regardless of age.
The IRS’s Volunteer Income Tax Assistance (VITA) and Tax Counseling for the Elderly (TCE) programs offer free basic tax return preparation to qualified individuals. In both of these programs, the IRS certifies volunteers to provide tax preparation with electronic filing at community locations across the country.
To find a site near you for both the VITA and the TCE programs, go to Treasury.gov and enter in your zip code or call 800-906-9887.
There is another program run through AARP called the AARP Tax Aide Program. The volunteers through this program are also trained and IRS-certified every year to ensure they know the up- to-date rules to prepare your taxes. They focus on serving older adults with low to moderate income. You can search for a location near you at this AARP site.
All of these programs start in February. Some locations take appointments while others are for walk ins only. Come prepared with your photo identification, social security cards or taxpayer identification numbers, all needed birthdates, a copy of last year’s tax return, all forms W-2, 1098 and 1099, any interest or dividend statements, form 1095-A, bank account information for direct deposit and any other relevant information on income, expenses, and deductions.
Be sure to check the website or call ahead to understand what they require, as well as to get a list of documents to bring with you. It is always better to be overprepared and not have to go back with more information later.
Taxes are not determined by age. However, if your only income is Social Security and below a certain amount you may not need to file taxes. If you are single, over age 65 and your income is below $14,700 you are below the filing threshold. However, it is important to check with a qualified tax aid if you have any questions.
Many people feel anxiety each year around filing taxes. It may involve gathering information that is not kept in an organized way, or searching for needed documents you cannot find. There is also the worry that you are missing something or do not know what is needed. Take your time when filing this year to ask questions and keep a list of what is needed to refer to each future year.
If you do not already have one, get a file folder to start compiling needed items throughout the year. For example, if you make a charity donation you can slip the receipt in the folder. Then next year when its filing time you will reduce your stress and feel more prepared.
Thankfully the resources for free tax filing are prevalent in our community. Reach out and take advantage of the expertise available to you. Spread the word and make sure your friends know that help is here.
Martha Shapiro can be reached at Senior Concerns at 805-497-0189 or by email at mshapiro@seniorconcerns.org.
